Salina, Bennington and Lindsborg real estate and homes for sale in Kansas - Ashton Home Team, REALTORS® Ashton Home Team REALTORS(r) for Salina, Bennington and Lindsborg, Kansas real estate - NUMBER1EXPERTS™ Ashton Home Team NUMBER1EXPERTS(tm) for Salina, Bennington and Lindsborg, Kansas real estate
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Ashton Home Team, REALTOR®, real estate agents and broker for Salina, Bennington and Lindsborg Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)
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All agents are NOT alike! Find out why we are top real estate experts. Call Steve Ashton at 785-826-7986 for all your Real Estate needs!


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Mortgage Prequalification: Salina, Bennington and Lindsborg Kansas home buying, real estate listings, and homes for sale in Saline County, KS
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Salina, Bennington and Lindsborg REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Pricing >If the Price Is Not Right

A real estate agent has shown you a house that you like a lot. There is only one problem--the price seems too high. In a situation like this, you can still make an offer that you feel is appropriate.

The real estate agent cannot tell you how much to offer, but he or she can give you information about the selling prices of similar homes in the area. The agent will present your offer to the sellers. They have three choices--they can accept, reject, or counter your offer.

If the house is a new listing, or if your offer is very low, they may decide to hold out for something better. Sellers frequently build a little negotiating room into their asking price. Prices that are not negotiable at the beginning of a listing period may become flexible as time goes on. If you want to test the sellers' flexibility, make them an offer.

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
What is the most unusual maintenance project done once each year in the United States?

A 
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
See More Real Estate Trivia >




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Ashton Home Team, REALTOR®, real estate agents and broker for Salina, Bennington and Lindsborg Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Ashton Home Team
Millwood Realty

1101 S. Ohio
Salina, KS 67401
Office: 785-826-7986
Cell: 785-826-7986
Fax: 785-825-0637
steveashton@topproducer.com

I am a native of Salina, KS and have been in the Real Estate profession for 20 years. I have my brokers/salesperson license and have consistently been in the top 1% of agents in the areas of listings sold, buyer controlled sales and total units sold for the past 19 years. I hold various designations and degrees: CRS (certified real estate specialist), ABR (accredited buyers representative), GRI (graduate realtor institute) and graduated from Wichita State University with a degree in Business Administration. I am a member of NAR (National Association of Realtors), KAR (Kansas Association of Realtors) and our local Multiple Listing Service. I have served or am currently on the Board of Chamber of Commerce, Big Brothers and Big Sisters, American Cancer Society, American Business Clubs of America and Rotary International. I have been voted winner of the Salina Journal’s Readers Choice Award for Best Realtor 9 years in a row. I have a team of dedicated individuals who will work hard for you to make your real estate experience an enjoyable one. We look forward to meeting you!

CRS ABR GRI MLS REALTOR CRS Equal Housing


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