All agents are NOT alike! Find out why we are top real estate experts. Call Steve Ashton at 785-826-7986 for all your Real Estate needs!

Get Free Presentation On Our Home Marketing.
Before signing a contract with any REALTORŽ, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

"We are so glad we had you as our realtor..."
"Thank you so much for all of your time and effort in our home search."
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Ashton Home Team are some of The Top Selling Real Estate Experts™
Find Out More >

Ask Anything: Salina, Bennington and Lindsborg Kansas home buying, real estate listings, and homes for sale in Saline County, KS

Welcome > Resources > Ask Us Anything ...

Do You Have a Real Estate Related Question? We Will Email You an Answer Quickly.

As top Salina, Bennington and Lindsborg real estate experts, it's our job to help! Please take advantage of our experience and knowledge.

Ask us anything about:

- Any particular home that is or was on the market.

- Neighborhoods and local market trends.

- Local demographics and the economy.

- Tricks and traps when buying real estate in this area.

- Special tax considerations regarding real estate.

- Specific questions about contracts, escrow, and closings.

- Anything real estate!

It's our job to know EVERYTHING about real estate! Ask us anything. There are no dumb questions! It's FREE, and we promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	Additional Info
Ask Your Question Here!
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >

Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

	See All Tips In The "Closing or Settlement" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
See More Real Estate Trivia >

Ashton Home Team, REALTORŽ, real estate agents and broker for Salina, Bennington and Lindsborg Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Ashton Home Team
Millwood Realty
1101 S. Ohio
Salina, KS 67401
Office: 785-826-7986
Cell: 785-826-7986
Fax: 785-825-0637
steveashton@topproducer.com
I am a native of Salina, KS and have been in the Real Estate profession for 20 years. I have my brokers/salesperson license and have consistently been in the top 1% of agents in the areas of listings sold, buyer controlled sales and total units sold for the past 19 years. I hold various designations and degrees: CRS (certified real estate specialist), ABR (accredited buyers representative), GRI (graduate realtor institute) and graduated from Wichita State University with a degree in Business Administration. I am a member of NAR (National Association of Realtors), KAR (Kansas Association of Realtors) and our local Multiple Listing Service. I have served or am currently on the Board of Chamber of Commerce, Big Brothers and Big Sisters, American Cancer Society, American Business Clubs of America and Rotary International. I have been voted winner of the Salina Journals Readers Choice Award for Best Realtor 9 years in a row. I have a team of dedicated individuals who will work hard for you to make your real estate experience an enjoyable one. We look forward to meeting you!

www.AshtonHomeTeam.com is brought to you by Ashton Home Team
NUMBER1EXPERTS™ in real estate for Salina, Bennington and Lindsborg, Kansas

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge